Contact us
Contact us
Contact us for specialized employee benefits and retirement savings solutions tailored to companies with a workforce ranging from 3 to 3,000 individuals. Our comprehensive offerings include fully pooled benefits plans designed specifically for small businesses, Health Spending Accounts to cover medical expenses, and self-insured programs for added flexibility.
If you're self-employed, we've got you covered too. Our expert advisors can assist you with individual health and dental programs, life insurance, critical illness coverage, and disability insurance. As independent professionals, we pride ourselves on providing unbiased advice and access to products from all leading Canadian insurers.
Frequently asked questions
Frequently asked questions
Group benefits are insurance plans provided by employers to their employees, which may include health, dental, disability, and other coverage.
We offer a range of group benefits, including health, dental, vision, life insurance, disability, and more.
Eligibility criteria may vary, but typically, full-time employees and sometimes their dependents are eligible.
Employees and employers contribute to the plan, and when covered individuals incur eligible expenses, they can submit claims for reimbursement.
Covered expenses may include doctor visits, hospital stays, prescription drugs, and medical supplies. Details will be in your plan documents.
Coverage for pre-existing conditions can vary. Check your plan details for specific information.
Dental plans often cover routine check-ups, cleanings, fillings, and more. Orthodontic and cosmetic procedures may have limitations.
You can typically submit claims online or through paper forms provided by your insurer. Details are in your plan documents.
Processing times can vary but generally take a few weeks. Check with your insurer for specific timelines.
Changes are often allowed during the open enrollment period or due to qualifying life events like marriage or having a child.
Coverage options may include conversion, portability, or a grace period after leaving. Details depend on your plan.
Costs can vary based on the type and level of coverage, the size of the group, and other factors. Your employer may cover a portion of the costs.
Premium rates are influenced by factors like age, location, and the group's claims history.
In many cases, premiums for group benefits are tax-deductible for both employers and employees. Consult a tax professional for details.
You can usually find detailed plan information in your benefits booklet or by contacting your insurer's customer service.
Contact our customer service team, and they will be happy to assist you.
